Terms of use

Last updated: [DATE]

These terms govern your use of droppedcoverage.com, operated by Get Called LLC ("we," "us"). By using the site or calling a number on it, you agree to these terms. [LEGAL REVIEW]

What this site is

DroppedCoverage is an independent information service. We are not an insurance company, and we are not affiliated with any state insurance department, FAIR plan or government agency. We do not sell insurance, quote rates, or bind coverage. [LEGAL REVIEW: confirm licensing position in each state where calls are routed]

Not legal or insurance advice

The content on this site is general information, written to help you understand your options. It is not legal, insurance or financial advice. Laws and insurer practices change. Check your policy, your notice, and your state insurance department before you make a decision.

Calls and referrals

When you call a number on this site, your call may be routed to a third party, such as a licensed insurance agency, broker or roofing contractor. Those parties are independent of us. We do not guarantee that any of them will be able to offer coverage or services, and we are not responsible for their products, prices, advice or conduct. We may be paid by them for calls. [LEGAL REVIEW: compensation disclosure wording]

[TCPA consent language]

Accuracy

We work to keep content accurate and link to official sources, but we do not guarantee that everything is complete or current. If you find an error, tell us at [CONTACT EMAIL].

Links to other sites

We link to government and other outside sites. We do not control them and are not responsible for their content.

Acceptable use

Do not misuse the site, interfere with its operation, scrape it in bulk, or use it for anything unlawful.

Disclaimer and limitation of liability

The site is provided "as is" without warranties of any kind. To the fullest extent allowed by law, Get Called LLC is not liable for any indirect, incidental or consequential damages arising from your use of the site or any referral. [LEGAL REVIEW]

Governing law

These terms are governed by the laws of [STATE], without regard to conflict-of-law rules. [LEGAL REVIEW]

Changes

We may update these terms. The date at the top shows when they last changed.

Contact

Get Called LLC, [MAILING ADDRESS], [CONTACT EMAIL].